One tip we give clients is to use one credit card so they can easily print a statement out to document their ALE expenses when they submit their insurance claim to the insurance company. This is why it is very important to keep detailed records of receipts for all related transactions. Please keep in mind that this coverage is based on what you “incur” meaning you have to spend the money first before your insurance company will reimburse you. Under the Additional Living Expense coverage, you and your family may be entitled to rent another home of the same size, like kind and quality as well as be reimbursed for any extra expenses you incur such as food and temporary lodging. It does not store any personal data.If your Florida home was severely damaged by Hurricane Irma or Harvey to the extent that it is uninhabitable to live in, your insurance policy may provide a coverage called “Additional Living Expense” or “A.L.E.” if it is a covered loss. The cookie is set by the GDPR Cookie Consent plugin and is used to store whether or not user has consented to the use of cookies. The cookie is used to store the user consent for the cookies in the category "Performance". This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Other. ![]() The cookies is used to store the user consent for the cookies in the category "Necessary". ![]() The cookie is set by GDPR cookie consent to record the user consent for the cookies in the category "Functional". The cookie is used to store the user consent for the cookies in the category "Analytics". These cookies ensure basic functionalities and security features of the website, anonymously. Necessary cookies are absolutely essential for the website to function properly. Our experienced legal team has the necessary experience to take on insurance companies and make them provide full coverage under the homeowner’s insurance policies they sell. Van Cleave, an experienced Mississippi Insurance Bad Faith attorney at Van Cleave Law. If you feel you or a loved one has been misrepresented or treated unfairly by an insurance company, call Christopher C. Sometimes, it is necessary to have a professional intervene on the insured’s behalf. These may be necessary to collect money from the insurance company for additional costs.Īlthough many insurance companies may try to avoid paying for additional living expenses, understanding our insurance policy rights can make a significant impact throughout the aftermath of an accident or disaster. Remember the key word is “additional”, so paying for our mortgage or for our children’s swim lessons will not Fbe included as additional costs.
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